A cash offer may provide speed and certainty, but it may not produce the highest net proceeds. The Tennant Team helps qualified sellers compare available cash offers with an estimated open-market sale.
Understand the trade-offs between instant investor liquidity and maximizing equity on the open MLS market.
| Comparison Factor | Open-Market Listing (The Tennant Team) | Institutional or Private Cash Offer |
|---|---|---|
| Purchase Price | Full competitive fair market value driven by active MLS buyer demand. | Discounted investor price, typically 12% to 20% below appraised market value. |
| Buyer & Service Fees | Clear, transparent tiered listing fees (e.g. 2% Showcase + $495). | Often disguised convenience fees, underwriting deductions, or investor service charges. |
| Inspection Rights | Florida FAR/BAR contract inspection period with clear cancellation rights. | Short investor inspection period; re-trading or price drops frequently requested after inspection. |
| Closing Timeline | Typically 21 to 45 days (can accommodate cash buyers for rapid closing). | Fast and flexible; typically 7 to 14 days or seller's chosen date. |
| Financing Risk | Pre-approved buyers or cash buyers; financing contingency managed professionally. | Zero financing contingency; all cash funds with proof of funds provided. |
| Convenience & Showings | Dedicated showing agents for unrepresented buyers (2% & 3% plans) or accompanied (4%). | Maximum convenience; zero public showings, no strangers in your home. |
| Estimated Net Proceeds | Highest Potential Net Proceeds: Keeps the maximum amount of your equity. | Lower Net Proceeds: You trade equity for speed and effortless certainty. |
The Tennant Team and Charles Rutenberg Realty do not personally buy every property. We act as your licensed real estate advisor to solicit, evaluate, and negotiate cash offers from vetted institutional and private purchasers, and to contrast them against your open-market potential.
A cash offer is not guaranteed unless and until a qualified purchaser issues a written offer or contractual purchase commitment. Offer terms, fees, deductions, inspections and closing requirements will be disclosed before acceptance.